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Special Emergency


  • Loan application approved by HR
  • Reasons for availment: calamity, death, chronic diseases/ailments, fortuitous events
  • Supporting document/attachment required
  • Certification from HR that member’s company benefits have been exhausted or reason is not covered under company benefit
  • No offsetting of regular loans and no past due


Company’s loan eligibility will prevail.

  • Maximum Loan Amount: Php 50,000
  • Maturity: 2 years
  • Loan Entitlement: 5x of Share Capital
  • Minimum Share Capital: Php 2,000
  • Interest Rate: 5% on Diminishing
  • Service Fee: Php 200
  • Capital Build Up: None
  • Renewal Period: None

Eligibility for Renewal

100% paid

Processing Time

Five (5) working days from date of receipt from the company HR