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To be the Cooperative of Choice of the employees of the Ayala Group of Companies, recognized for its diversified services and operational excellence.An institution organized by the employees and for the employees; founded on Integrity, Trust, Customer Service and Corporate Social Responsibility


To uplift the quality of life of its members by ensuring its viability and growth through superior loan products and diversified services, good returns on investments and excellent customer service. All these will be achieved by a team of highly motivated, dedicated and professional individuals.

Governance Structure

Members of the Board of Directors

John Philip S. Orbeta
Ruel T. Maranan
Renato Jiao
Rhea Anjanette R. Reyes
Ma. Virginia Eala
Enrique Manuel Jr.
Helen Gaela

Members of the Audit Committee

Lorlyn Arceo

Catherine Ang
Rosalin Palacol

Members of the Election Committee

Nino Jesus RanesesĀ 

Ma. Chiara Zotomayor
Evangeline Bongon

Members of the Credit Committee

Felipe Carlos

Alberto Ramirez
Marita Malabanan-Garcia

Elma Guinto
Jonathan Uy
Lynn Cano

Members of the Mediation Committee

Atty. Carlito Vinegra

Delia Afunggol
Jocelyn Alviar

Members of the Ethics Committee

Jaime Villegas

Eliezer Tanlapco
Sherry Gosienfiao

Members of the Gender and Development Committee

Janine Carreon

Nicolette Bambao
Reynandte Vinan

Members of the Education Committee

Ruel Maranan

Aileene Fernandez
Robert Gonzales

Members of the Finance Committee

Estelito Biacora

Jaime Sanchez
Renato Jiao

Dino Gasmen

General Manager

Lourdes B. Orosa

Cooperative Secretary

Atty. Maria Paula G. Romero-Bautista