To be the Cooperative of Choice of the employees of the Ayala Group of Companies, recognized for its diversified services and operational excellence.An institution organized by the employees and for the employees; founded on Integrity, Trust, Customer Service and Corporate Social Responsibility


To uplift the quality of life of its members by ensuring its viability and growth through superior loan products and diversified services, good returns on investments and excellent customer service. All these will be achieved by a team of highly motivated, dedicated and professional individuals.

Governance Structure


Chairman: John Philip S. Orbeta (Ayala Corporation)

Vice Chairman: Ruel T. Maranan (Ayala Foundation)


Members, Board of Directors:

Renato M. Jiao (Globe Telecom)

Florendo G. Maranan (Bank of the Philippine Islands)

Rhea Anjanette R. Reyes (Ayala Land Inc.)

Jaime G. Sanchez (Integrated Microelectronics Inc.)

Eliezer C. Tanlapco (Ayala Land Inc.)


General Manager: Lourdes B. Orosa (Ayala Coop)

Cooperative Secretary: Atty. Maria Paula G. Romero-Bautista (Ayala Group Legal)

Treasurer: Romualdo L.Katigbak (Ayala Foundation)


Finance and Audit Committee

Chairman: Leovigildo D. Abot (Ayala Land Inc.)

Members: Catherine H. Ang (Ayala Corporation)

Rosemarie B. Cruz (BPI)

Mediation and Conciliation Committee

Chairman: Atty. Rene T. Tale (Associate)

Members: Delia M. Afunggol (Associate)

Judge Tom J. Danguilan (Associate)

 Credit Committee

Chairman: Felipe P. Carlos (BPI-Family Bank)

Members: Jocelyn C. Alviar (Bank of the Philippine Islands)

Felicia M. Carvajal (Associate)

Helen C. Gaela (Honda)

Marita B. Malabanan (Integrated Microelectronics Inc.)

Alberto A. Ramirez (Associate)

 Election Committee

Chairman: Aurelio C. Alonzo (Bank of the Philippine Islands)

Members: Evangeline G. Bongon (Honda)

Nino B. Raneses (BPI-Family Bank)

 Ethics Committee

Chairman: Jaime P. Villegas (Associate)

Members: Lorlyn M. Arceo (Integrated Microelectronics Inc.)

Rosario F. Crisostomo (Associate)

Gender and Development Committee

Chairperson: Ma. Fatima C. Mijares (Ayala Foundation)

Members: Genesis V. Aquino (Associate)

Ma. Angelica P. Faustino (Honda)